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The level of incivility and animosity in America today gives ample cause to won...read more Next year at this time, Americans will mark the 400th anniversary of the landin...read more We are in the midst of a biological revolution that may transform humans as we ...read more If, biblically speaking, grace is a gift from our Heavenly Father that is gratu...read more

Goodbye Christmas

Let’s stop using the birth of Christ as an excuse to expand the economy. Increasingly today, nobody cares about December 25th. Rather, it has become just a day for retailers to restock shelves with goods that they have in inventory in hopes of selling them o...

Things that Baffle: Part I

To “baffle” means to to defeat by confusing or puzzling. Do any of the following baffle you? Do American taxpayers understand their tax system? We get refunds because we’ve overpaid our taxes! By doing so, we’ve just made a loan to the...

I’m Happy that It’s Here, but Beware

From Thanksgiving to New Years, the scams, the charities, both good and bad, the telephone calls for...

Read the Fine Print

Most of the solicitations that we receive in the mail are not worth the paper that they are printed ...

Today’s Consumer Better Be Sharp

Never before has there been more deceptive and clever advertising and products that are not what the...

Is Black Thursday The New Thanksgiving?

Each year it seems to get worse.  I can remember just a few short years ago when the stores battled...

Ho Ho Ho: Is the Capital One Santa Claus Coming To Your House?

According to the American Consumer Credit Council, the average American spends $935.00 on Christmas...

How The American Dream Resulted In An Economic Crisis

Over the last few decades, homeownership and consumerism have become more and more important for Ame...

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